Benefits of a FHA Loan:  Federal Housing Administration (FHA) Direct Loans allow us to offer extremely competitive financing options to clients who may fall short of  regular conventional financing guidelines.  FHA loans have low interest rates on fixed 30 year terms with no prepayment penalties. Even if you have challenges with credit score, credit depth, equity, assets, or even disposable income.  FHA loans allow for a true approach to underwriting and will offer much lower rates than most other programs because they are insured and regulated by the government, more specifically the Department of Housing and Urban Development (HUD).

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FHA Fast Track Home Loan Application Once you apply, you can be expecting a call from one of our loan professionals immediately to assist you with your financing. Applicant Information First Name: Last Name: Address Street 1: Address Street 2: City: Zip Code: (5 digits) State: AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Co-Applicant Information First Name: Last Name: Contact Information Daytime Phone: Evening Phone: Email: Financial Information Loan Type: Purchase Refinance Home Equity Loan Amount: (USD) Property Information Property Type: Single Family Residence Duplex Mobile Condo Townhome Occupancy: Primary Residence Secondary Investment Investment Purchase Price: (USD) Appraised Value: (USD) Mortgage Balance: (USD if applicable) Other Information Comments: Enter comments here! I authorize FHA United American Mortgage to verify my credit and employment history.